Our Loan Process

Get Started on your Canadian Bad Credit Auto Loan

Once you submit your application, you will be contacted by one of our friendly customer service representatives. They will discuss you personal situation and ask you some basic questions such as: how long you have been at your address and job. We will NOT do a credit check on you without speaking to you first.
Second, we will pull your credit information (with your permission) and have our Credit Department determine the type of financing you qualify for.
Third, we will contact the appropriate lender for your particular situation and get you Pre-Approved for your vehicle loan.
We will then contact you with the amount you have been approved for, the interest rates, terms and any other relevant information. We are believers in FULL DISCLOSURE, so that you will understand every aspect of the loan approval.
Once satisfied with your vehicle loan approval, you will begin working with one of our staff to select the right vehicle for you that matches your loan approval amount.

Furthermore, when you begin making payments on your new car, you will be using the second most powerful tool available to you (aside from buying a home) for re-establishing your credit (see our FAQ's page for details.)

The entire car loan process to get you ready to buy your next car is simple, quick and FREE! No more hassles or wasting time. If you are turned down for any reason we will review your credit with you and give you our professional opinion on how to turn your decline into an approval. This service is good for thirty days from the date you are approved.

So, let us help you with your next vehicle purchase.

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