Who can apply for vehicle financing 

We deal with a very large variety of lenders, banks and leasing companies. Each organization has its unique criteria in determining if you qualify for financing.

Our team of financial specialists look at your unique situation and determine which lender will loan you the maximum amount of money at the lowest possible interest rate that your credit will allow. The following list is a general guideline of who can apply and get approved. 

What you need

• You are a Canadian citizen or landed immigrant
• You are working or have a gross income of $1,500 or more per month
• You get pay stubs from work or can prove income with bank statements
• Ideally you have six months of continuous employment or income
• No credit history is OK
• Previous bankruptcy is OK
• Bankrupt and not yet discharged is OK
• In consumer proposal is OK
• Previous repossession is OK
• No co-signer is OK
• No down payment is OK (in some situations)

In some circumstances, we can get you approved outside of these guidelines. If you are not sure whether you will qualify, please contact us to discuss your situation.