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Who can apply for vehicle financing
We deal with a very large variety of lenders, banks and
leasing companies. Each organization has its unique criteria
in determining if you qualify for financing.
Our team of financial
specialists look at your unique situation and determine
which lender will loan you the maximum amount of money at
the lowest possible interest rate that your credit will
allow. The following list is a general guideline of who
can apply and get approved.
What you need
- You are a Canadian
citizen or landed immigrant
- You are working or have
a gross income of $1,500 or more per month
- You get pay stubs from
work or can prove income with bank statements
- Ideally you have six
months of continuous employment or income
- No credit history is OK
- Previous bankruptcy is
OK
- Bankrupt and not yet
discharged is OK
- In consumer proposal is
OK
- Previous repossession is
OK
- No co-signer is OK
- No down payment is OK
(in some situations)
In some circumstances, we can
get you approved outside of these guidelines. If you are not
sure whether you will qualify, please contact
us to discuss your situation.
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